GESTIÓN ECONÓMICA FINANCIERA DE LA COOPERATIVA AHORRO Y CRÉDITO MICROEMPRESARIAL SUCRE “COACMES” Y SU INCIDENCIA EN LA GENERACIÓNDE CRÉDITO PARA EL MEJORAMIENTO DE LA CALIDAD DE VIDA EN LA AGENCIA DEL CANTÓN TOSAGUA DURANTE EL PERIODO COMPRENDIDO DEL 1 DE ENERO AL 31 DE DICIEMBRE DEL 2017

Abstract

This research had as objective analyze the economic financial management of the cooperative savings and credit microenterprise Sucre "COACMES" and their impact on the generation of credit for the improvement of the quality of life in the Agency of the Canton Tosagua during the period from 1 January to 31 December 2017, which began with the implementation of types of research, methods and techniques which helped the implementation of activities. The theoretical foundation is performed by search of bibliographic information where relevant topics of several authors and definitions were obtained. The present research work allowed to know the current situation of the cooperative savings and microenterprise credit, the same that I provide information about the quality of life of members lenders, based on the results obtained with the application of the interview and surveys that were used as part of the methodology. The determination of the incidence of the economic financial management of the cooperative in which demonstrate that this lender manages portfolios due a minimum percentage and that the vast majority of members who benefited from credits positively Thus, a part destination on this credit for the development of productive activities where some of them were in the position of hiring third parties creating jobs which can be concluded that through their management of loan granting residents has helped improve the standard of living of its partners