Los estándares de créditos aplicados por la empresa fybeca y su repercusión en la entrega de tarjetas de compras a los empleados de las empresas públicas y privadas en la ciudad de Portoviejo 2002-2006.

Abstract

In the first chapter we made a brief analysis of the project remarking what we carry out in the development of our investigation.

The second chapter understands the conceptual theoretical mark where we remark the bibliographical bases and all the concerning one The standards of credits applied by the company fybeca and its repercussion in the delivery of cards of purchases to the employees of the public companies and deprived in the city of Portoviejo

In the third chapter we describe the methodological design used in the development of our investigation like the techniques, it interviews and observation that we carry out in the pharmacy like to the employees of the public and private company.

In the fourth chapter we demonstrate by means of the statistical squares and later on by means of the analysis the reality of the standards of credits applied by the company fybeca and their repercussion in the delivery of cards of purchases to the employees of the public and private companies

To conclude we formulate the conclusions and of these we take out the recommendations that you/they helped to formulate the proposal that it optimized the operative activities of this company.