ANÁLISIS DE LA ACTIVIDAD CREDITICIA DEL BANCO PRODUBANCO S.A. Y SU INCIDENCIA ECONÓMICA EN EL DESARROLLO DE LOS SECTORES PRODUCTIVOS DE LA PROVINCIA DE MANABÍ. PERÍODO 2003-2007.

Abstract

The Bank of the Production CORP. PRODUBANCO, contributes to the community with the execution of solidary programs and it supports to the domestic economic development through a sure and efficient administration of the captured resources. He/she works to be a financial group with presence in strategic markets and with international projection. He/she is leader for the trust generated in the solidity of the results in the long term, the technological development and the deep knowledge of their clients. This private financial entity constitutes an organized system that has as purpose an action or politics with the purpose of motivating the regional development and national, treating insofar as possible to maintain certain stability in its rates asset and equity to achieve the balance for partners savers and partners that carry out loans. Their operation and financing you norm for dispositions of the Law, their articles of association, regulations and regulations and their credit policy is guided of conformity with the plans and programs of economic and social development. The bylaw is directed by the Council of Administration, in use of the attributions that confers him the article 33 of the regulation of the Law of Banks and its literal ones (to) and (and), it dictates the present administration bylaw and services. The credits that it grants this bank entity are oriented to the creation and invigoration of activities productive singular, of the family nucleus and through the micro, small and medium company. Inside this context, this financial institution has been known how to maintain, achieving variations in its credits, which have been hold on demand. But in the current moments, he/she has like goal to improve the commercial covering in Manabí and it is even planned to establish more branches