LOS MICRO - CRÉDITOS AGRÍCOLAS OTORGADOS POR EL BANCO NACIONAL DEL FOMENTO A LOS PRODUCTORES DE MAÍZ, MANÍ Y MARACUYÁ DEL CANTÓN ROCAFUERTE Y LA INCIDENCIA EN LA GENERACIÓN DE EMPLEO DIRECTO E INDIRECTO: PERIODO 2012 – 2014

Abstract

The National Development Bank, is the public financial institution which for several years has been providing funding to the projects of Ecuadorians, this research is circumscribed in microcredit granted by that institution, several producers of corn, peanuts and settled Maracuyá from the territories of the Rocafuerte county in the province of Manabí Ecuador. The same is characterized as an area of agricultural production, mainly short cycle.This activity generate in turn direct labor and indirect labor, which is evidenced by the results obtained after the investigation.This activity generates in turn direct labor and indirect labor, which is evidenced by the results obtained after the investigation.In the first chapter, the development of the theoretical foundations of the main variables under investigation is conducted, such as microcredit and different definitions and studies of direct and indirect employment.In the second chapter, the production of corn, peanuts and passion fruit is determined in the study areas In the third chapter, identifies micro loans granted by the BNF, producers of corn, peanuts and fruit in several communities in the upper part of Rocafuerte County, Similarly, the direct and indirect employment generated is analyzed through activities production subject to study. Following an analysis of the data collected, and finally determines the degree of significance between micro credits by generating direct and indirect employment; it is also left raised the incidence in some socio-economic variables